Financial Planning Fees
Transparent, fair, and aligned with your success
Our Fee-Only Commitment
We are compensated solely by our clients, no commissions, no third-party incentives.
Fee-Only Structure
We are paid only by our clients and never receive commissions, sales incentives, kick-backs, or third-party compensation, distinguishing us from “fee-based” arrangements. We believe people can get better results when the recommendations they receive aren’t bought and paid for by an outside party.
Aligned Interests
We are compensated based upon how your portfolio behaves, and not paid based on transactions. When you prosper we prosper. When you suffer, we suffer.
Fiduciary Responsibility – ALWAYS
We act as fiduciaries in ALL of our work for you. Most “advisors” switch roles to become salespeople at some point, governed by a lesser standard of care.
Client-Centric Approach
We get paid only for as long as you want us to advise you.
Transparent Fees
Our fees are fully disclosed, agreed to up front in writing and easily tracked.
Fee Rates
- Our belief is simple: we are not expensive, and you don’t want cheap. Cheap often means limited scope, generic advice, and advisors who may not work in your best interest.
- Given the depth of our services and the caliber of our team, we’re confident our fees represent strong value, especially for families with $1 million or more in investable assets.
- Clients with more than $2 million in investment assets under our management typically pay less than 1% annually.
- Amounts above $2 million are billed at 0.50% or less.
- “Investment assets” include retirement and brokerage accounts, but not real estate, bank accounts, or personal property.
- We regularly benchmark our fees to ensure they remain fair and competitive. Fees vary based on each client’s situation, and they are always transparent and clearly communicated. Prospective clients receive a written outline of services and fees up front. Before billing, we provide a detailed fee calculation, and all fees are clearly shown on client quarterly statements.
- Because our clients want an ongoing relationship with a team of financial planning experts and professionals managing their life savings, we rarely enter an engagement for a one-time fee.
Minimum Criteria for Becoming a Client
While we enjoy taking on new clients, serving our current clients remains our top priority. To provide the best advice and service to our clients, we believe it is necessary to limit the number of clients we serve. Accordingly, we have established minimum criteria for becoming a client.
We work with clients who are willing to…
- Be kind and treat everyone at our firm like a friend who is here to help you.
- Take advice to get and keep their personal finances, not just their investments, in the best shape possible.
- Collaborate on high level strategy.
- Delegate investment management to our team of professionals.
- Consider our professional relationship as a long-term endeavor.
- Thoughtfully participate in goal setting.
- Pay reasonable and customary fees.
- Have $1 million in investment assets or are saving substantial sums annually (not applicable if referred by one of our clients or a trusted professional such as an attorney or CPA).
Are We The Right Firm For You?
When we say “we work for you,” it is not a marketing slogan. It is a literal fact.