Who We Are...
Meet Our Team
With our decades of experience, we are leaders within the financial planning profession. We know what great financial planners look like. We believe the expertise and accomplishments of our people are as fine as you will find anywhere in the world.
Forgive us if that comes across as arrogant. Get to know us and you’ll see that while we take our work seriously, we are still a group of down-to-earth people…
Dedicated to helping our clients get and keep their financial affairs in the best possible condition.
Our advisors write regularly for several publications, are frequently engaged as panelists and speakers to planner and consumer groups, and are often cited as sources for media outlets. Our support staff has twice been featured in financial advisory publications for their effectiveness. We have been repeatedly ranked among the nation’s top independent wealth management firms. In 2017 alone, we were named a top firm by the Financial Times, Financial Advisor and AdvisoryHQ.
Daniel B. Moisand, CFP®
Financial Advisor
Dan Moisand is a fee-only financial advisor in our Melbourne, Florida office and regarded by many as one of America’s top financial advisors for retirees and near retirees. A happily married father of two, he is a past national President of the Financial Planning Association, and has been featured as one of America’s top financial planners by at least 10 financial planning publications.
Charles E. Fitzgerald, CFP®
Financial Advisor
Charlie Fitzgerald III, is a principal and founding member of the firm. With the support of our team of experienced professionals, Charlie provides financial planning and wealth management services to high net worth individuals, corporate executives, business owners, retirees, and trustees.
In 2015, Charlie began a four-year term as a Board Director for the Certified Financial Planner Board of Standards, Inc. The CFP Board’s mission is to benefit the public by granting the CFP® certification and upholding the CFP® mark as the recognized standard of excellence for competent and ethical personal financial planning.
Ronald Tamayo, CFP®, EA
Financial Advisor
Ron is a principal and founding member of the firm. He specializes in retirement planning, investment management and tax reduction strategies for corporate executives and business owners. He acquired his Certified Financial Planner™ certification in 1994 and has over 25 years of experience in financial planning and tax compliance.
Derrick Chandler, CFP®
Financial Advisor
Derrick is a Certified Financial Planner™ professional who has been with the firm since 2002 and oversees our Financial Planning Department. His clients are retirees, business owners, and young professionals who are building their financial portfolios and wish to secure their cash flow, minimize taxes, develop a financial plan/retirement model and have their investments professionally managed.
Mike Salmon, CFP®, EA
Financial Advisor
Mike is a CERTIFIED FINANCIAL PLANNER™ professional who has been with the firm since 2007. His expertise lies in the areas of retirement and tax planning. Mike assists in tax preparation of individual and corporate tax returns as well as year-end tax projections. He is also an Enrolled Agent, the highest credential the Internal Revenue Service awards. Mike was recently recognized by Financial Advisor magazine as a 2018 “10 Young Advisors to Watch".
Lynne Laughna, CFP®
Financial Advisor
Lynne Laughna is a Certified Financial Planner™ professional and has been providing comprehensive financial planning and investment analysis for 20 years. Lynne’s expertise lies in the areas of executive compensation benefits, wealth management, philanthropy, and special needs. She holds an MBA in Finance from Duke University and a Bachelor’s degree from Auburn University.
Pam Grabe
Client Service Manager
Pam has been with the firm since 2008. She assists Charlie Fitzgerald’s clients with a variety of account services such as new accounts, transfers, 401(k) rollovers, beneficiary changes and account title changes. Pam also coordinates with planners to process and maintain clients’ cash needs. She works closely with the other Client Service Managers and partners to assure all client needs are met. Pam graduated with honors from the University of Central Florida in 1986.
Yutanna Moore
Client Service Manager
Yutanna has been with the firm since 2007. She assists Ron Tamayo’s clients with a variety of account services such as new accounts, transfers, 401(k) rollovers, beneficiary changes and tax return preparation. Yutanna also coordinates with planners to process and maintain clients’ cash needs. She works closely with the other Client Service Managers and partners to assure all client needs are met. Yutanna graduated with honors from Marshall University in 1986.
Tracy Smith
Client Service Manager
Tracy has been with the firm since 2008 and assists our Melbourne area advisors, Dan Moisand and Lynne Laughna with a variety of tasks. She assists with a variety of client account services such as new accounts, transfers, rollovers, beneficiary changes, address changes, account title changes, coordinating with estate planning attorney offices and CPA’s, and other administrative details that will ease a client’s financial life. She also works closely with the other Client Service Managers and partners to assure that all of our clients needs are met.
Clareese Chin
Client Service Manager
Clareese joined the firm in October of 2017. She assists Derrick Chandler and Mike Salmon’s clients with a variety of account services including new accounts, 401(k) rollovers, beneficiary changes, transfers, and tax return preparation. Clareese also processes and maintains clients’ cash needs. She works closely with the other Client Service Managers and partners to assure all client needs are met. Clareese graduated with honors from Rollins College in 2014.
Tommy Lucas, CFP®, EA
Senior Financial Analyst
Tommy is a Certified Financial Planner™ professional who has been with the firm since 2015. He is also an Enrolled Agent, the highest credential the Internal Revenue Service awards, giving him unlimited practice rights representing taxpayers before the IRS. He works as a Senior Financial Analyst. He assists the Financial Planning Department with developing client financial plans and tax projections. He completes client tax returns and is also in charge of setting up client portals, creating client reports, and maintaining our client management software.
Dave Baker, APMA®
Portfolio Manager
Dave works as a Portfolio Manager. He graduated from the University of Central Florida with a Bachelor’s degree in Finance and has been with the firm since 2014. Dave manages the daily custodian reconciliation reports to ensure all accounts contain accurate and up-to-date information. He reconciles client portfolios to confirm they are in agreement with their Investment Policy Statement. Dave works closely with the Financial Planning Department to initiate trades in client accounts as needed.
Karly Holland
Financial Analyst Associate
Karly works as a Financial Analyst Associate and joined the firm in 2017. She graduated with a bachelor’s degree in financial planning from the University of Georgia, consistently recognized as one of the nation’s top programs. Karly was chosen by faculty as the Outstanding Senior of her graduating class. She assists the Financial Planning Department with its daily tasks such as custodian reconciliation reports, research, setting up client portals, and completing tax returns. She is currently pursuing her CFP designation.
Ryan Osborne
Financial Analyst Associate
Ryan joined the firm in 2018 and works as a Financial Analyst Associate in our Melbourne office. He earned a bachelor’s degree in financial planning from the Western Kentucky University. While attending WKU, Ryan was an active member as well as vice president of his Financial Planning Association student chapter. He assists the Financial Planning Department with its daily tasks such as custodian reconciliation reports, setting up client portals, scenario analysis, and the review of tax documents. He is currently pursuing his CFP designation.
