What Happens to My IRA Money After I Die?
Making News…
We produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine, the Journal of Financial Planning, and Nerd Wallet among others. Here is a sampling from the last three months.
Just say ‘no’ to an annuity in your Roth IRA
How to fund a grandchild’s college education with a Roth IRA
Avoiding the 10% penalty on early IRA distributions
How a cancer diagnosis affects Social Security strategy
Why tapping an old 401(k) to pay off debts is a bad idea
Don’t be too quick to roll deceased spouse’s IRA into your name
In the News…
We also act as a source to many prominent media outlets, speak at and/or attend various conferences, and advocate for the development of financial planning as a profession.
Moisand Speaks at California Conferences: In November, Dan Moisand , CFP® delivered a presentation and served as a panelist at a day-long event put on by the Los Angeles chapter of the Financial Planning Association. His talk covered the latest and greatest research on generating and maintaining cash flow in retirement. In January, he served as a panelist at the TD Ameritrade Institutional conference discussing how advisors can form “study groups” to engage in significant peer to peer learning.
If it sounds too good to be true, it probably is. Fraud perpetrated against celebrities, athletes and the wealthy get the most attention but Ponzi schemes occur here in Central Florida as well, as this Florida Today piece tragically reveals. Dan explained the victims are not likely to recover much if any of their money. Our advice is to stay diversified and look at any investment “opportunity” which is out of the mainstream with skepticism. Substantial due diligence is necessary.
News You Can Use
There is no shortage of people sharing opinions about financial markets. This article shows how frequently used meaningless market phrases can sound smart.
Our financial world continues to grow more complex but mastering the basics of personal finance is not complicated. This piece lays out some solid principles of personal finance.
Do you find the new health care laws confusing? You are not alone. Due to incorrect information circulating, we thought going to the source would be a better option. The IRS has tried to sum up the tax implications of our health care laws using this chart.
Contact Us
If you have any questions or would like to discuss anything further, please give us a call or send us a note.
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