Financial Planning for Civil Engineers
As a financial advisor dedicated to serving successful civil engineers, Tommy focuses on creating customized strategies that help clients optimize their current cash flow, retirement and tax planning. Specializing in 401(k) contribution optimization and mega backdoor Roth strategies, Tommy assists his clients in making informed decisions that maximize growth and minimize lifetime taxes. With a keen eye on income tax withholding, Tommy strives to prevent clients from overpaying or underpaying, taking the guesswork out of taxes each year. Furthermore, Tommy guides clients through the often-complex landscape of employer benefits, helping them navigate options to make the most of available resources. With a focus on long-term success, Tommy offers expert advice that frees civil engineers to focus on their careers while building a secure financial future.
Direct Contact Information
Phone: 407-869-6228 ext. 116
Email: tommy@moisandfitzgerald.com
Office Location: Orlando
Education & Credentials:
- BBA in Finance – University of Central Florida
- CERTIFIED FINANCIAL PLANNER © Professional
- Enrolled Agent
- FL 2-15 Health, Life and Variable Annuity License
Professional Experience
Tommy has spent his entire professional career of almost 10 years at Moisand Fitzgerald Tamayo, starting out as an intern helping with the back office. Since then, he has honed his technical skills as a financial analyst and now directly works with clients as an advisor.
Areas of Expertise
Tommy’s main areas of expertise are allocating savings in an optimal way to retirement and non-retirement accounts, managing tax withholding to maximize cash flow throughout the year, creating tax projections to find opportunities such as Roth conversions or capital gain and loss harvesting, and preparing tax returns that are accurate and incorporate the tax planning strategies.
Resources & Insights
Tommy’s financial planning and investment commentary has been featured on CNBC, The Wall Street Journal and Central Florida Public Radio, Orlando’s primary provider of NPR programming.