When should you file for Social Security?

Making News…

We  produce regular Q&A columns for MarketWatch, a personal finance website of the Wall Street Journal and Florida Today as well as columns to Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others. Here is a sampling from the last three months.

18 Social Security Surprises

Can I Write a Check to My 401(k)?

Leaving an IRA to a Trust? It’s a Tricky Move

How To Avoid a Tax Hit on Early Retirement Withdrawals

Should I Own More Dividend Paying Stocks When I Retire?

We also act as a source to many prominent media outlets and speak at and/or attend various conferences.

In the News… 

Charlie Fitzgerald served as a source for a front page Orlando Sentinel article on the myRA, a new type of Roth IRA.  While the low minimums would be helpful to some savers, the account must be invested in government bonds.  These are very conservative investments but are unlikely to outpace inflation by much if at all. Said Charlie, “You don’t want to leave [savings] in these bonds for long.”

Speaking of inflation, Dan Moisand‘s comments were featured in a CNBC article about a survey of financial planners. “The main reason to buy stocks is that they have a fantastic record over time, beating inflation and providing a good return.”

The early 2014 conference season kicked off with the Financial Planning Association (FPA) of Central Florida’s annual Symposium. Derrick Chandler, Mike Salmon, and Charlie attended several educational programs. The three of them were joined by Ron Tamayo and Tracy Smith the following week at the national conference of TD Ameritrade. In addition to the educational programs, the group was treated to keynote presentations by Mitt Romney, Simon Sinek, and Sugar Ray Leonard.

Dan  missed the TD Ameritrade event because he was headlining the PFP Forum 2014, the national financial planning conference for the Netherlands, in Zeist.  Dan delivered a keynote address on the future of the financial planning profession in the morning general session and conducted a workshop on organizing and managing a world-class financial planning and wealth management firm in the afternoon.

In November, Dan led a delegation of financial planners on a two week trip to India on behalf of the FPA. Dan served on a panel discussion about evolving financial regulations and moderated three other panels at a full day symposium in Mumbai. The group also met with government officials, financial executives, and Indian financial planners during visits to Delhi, Agra (Taj Mahal), and Mumbai. Dan led similar groups to Russia in 2008 and China in 2011. He and his co-leader were interviewed by an Indian paper. Some photos from the trip are below.




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Moisand Fitzgerald Tamayo, LLC is an Orlando, Tampa and Melbourne, Florida based fee-only financial planner serving central Florida and clients across the country. Moisand Fitzgerald Tamayo, LLC specializes in providing objective financial planning, retirement planning, and investment management to help clients build, manage, grow, and protect their assets through all phases of one’s life and the many transitions in between. If you have any questions or would like to discuss anything further, please give us a call or send us a note. If you are not a client and wish to receive emails notifying you of new posts – no more than once per month – fill out the subscription information in the sidebar to the right. For more frequent updates, follow us on FacebookLinkedIn, or Twitter.  

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Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Moisand Fitzgerald Tamayo, LLC-“MFT”), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. 

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About Dan Moisand

Dan Moisand is a fee-only financial advisor with Moisand Fitzgerald Tamayo, LLC. He is a regular contributor for multiple outlets, including Florida Today, MarketWatch, and The Wall Street Journal. His writing and financial advice have also been featured in Financial Planning, Investment Advisor, Wealth Manager/Advising Boomers, Forbes, Smart Money, and The New York Times, among other publications. He is the only two-time winner of the Journal of Financial Planning’s “Call for Papers” competition and has been named a top financial planner and advisor by multiple publications. Investment News named Dan one of the “twenty most influential men and women” in the history of financial planning. He currently serves on the Board of Directors for the CFP (Certified Financial Planner) Board.


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