WHEN SHOULD YOU FILE FOR SOCIAL SECURITY?

Making News…

We  produce regular Q&A columns for MarketWatch, a personal finance website of the Wall Street Journal and Florida Today as well as columns to Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others. Here is a sampling from the last three months.

18 Social Security Surprises

Can I Write a Check to My 401(k)?

Leaving an IRA to a Trust? It’s a Tricky Move

How To Avoid a Tax Hit on Early Retirement Withdrawals

Should I Own More Dividend Paying Stocks When I Retire?

We also act as a source to many prominent media outlets and speak at and/or attend various conferences.

In the News… 

Charlie Fitzgerald served as a source for a front page Orlando Sentinel article on the myRA, a new type of Roth IRA.  While the low minimums would be helpful to some savers, the account must be invested in government bonds.  These are very conservative investments but are unlikely to outpace inflation by much if at all. Said Charlie, “You don’t want to leave [savings] in these bonds for long.”

Speaking of inflation, Dan Moisand‘s comments were featured in a CNBC article about a survey of financial planners. “The main reason to buy stocks is that they have a fantastic record over time, beating inflation and providing a good return.”

The early 2014 conference season kicked off with the Financial Planning Association (FPA) of Central Florida’s annual Symposium. Derrick Chandler, Lynne Strynchuk, Mike Salmon, and Charlie attended several educational programs. The four of them were joined by Ron Tamayo and Tracy Smith the following week at the national conference of TD Ameritrade. In addition to the educational programs, the group was treated to keynote presentations by Mitt Romney, Simon Sinek, and Sugar Ray Leonard.

Dan  missed the TD Ameritrade event because he was headlining the PFP Forum 2014, the national financial planning conference for the Netherlands, in Zeist.  Dan delivered a keynote address on the future of the financial planning profession in the morning general session and conducted a workshop on organizing and managing a world-class financial planning and wealth management firm in the afternoon.

In November, Dan led a delegation of financial planners on a two week trip to India on behalf of the FPA. Dan served on a panel discussion about evolving financial regulations and moderated three other panels at a full day symposium in Mumbai. The group also met with government officials, financial executives, and Indian financial planners during visits to Delhi, Agra (Taj Mahal), and Mumbai. Dan led similar groups to Russia in 2008 and China in 2011. He and his co-leader were interviewed by an Indian paper. Some photos from the trip are below.

[metaslider id=”1430″]

Contact Us

If you have any questions or would like to discuss anything further, please give us a call or send us a note.

To receive emails notifying you of new posts – no more than monthly – fill out the subscription information in the sidebar to the right.

For more frequent updates, subscribe via RSS feed or follow us on Google+ or Twitter

 

 

 Contact Us


Moisand Fitzgerald Tamayo, LLC is an Orlando, FL and Melbourne, FL based fee-only financial planner serving central Florida and clients across the country. Moisand Fitzgerald Tamayo, LLC specializes in providing objective financial planning, retirement planning, and investment management to help clients build, manage, grow, and protect their assets through all phases of one’s life and the many transitions in between.

If you have any questions or would like to discuss anything further, please give us a call or send us a note.

If you are not a client and wish to receive emails notifying you of new posts – no more than once per month – fill out the subscription information in the sidebar to the right.

For more frequent updates, follow us on FacebookLinkedIn, or Twitter.

 

Important Additional Information & Disclosures


Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Moisand Fitzgerald Tamayo, LLC-“MFT”), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. 

Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from MFT. 

Please remember that if you are a MFT client, it remains your responsibility to advise MFT, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. MFT is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. Tax advice is given only to clients and only when agreed to by MFT. A copy of the MFT’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request.

Please Note: MFT does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to MFT’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please Note: Limitations:  While MFT does NOT pay for recognition, awards, or publicity, neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MFT is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of MFT by any of its clients.  ANY QUESTIONS: MFT’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.

Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.  It should not be assumed that your MFT account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your MFT accounts; and, (3) a description of each comparative benchmark/index is available upon request.

 

About Dan Moisand

Dan Moisand is a fee-only financial advisor with Moisand Fitzgerald Tamayo, LLC. He is a regular contributor for multiple outlets, including Florida Today, MarketWatch, and The Wall Street Journal. His writing and financial advice have also been featured in Financial Planning, Investment Advisor, Wealth Manager/Advising Boomers, Forbes, Smart Money, and The New York Times, among other publications. He is the only two-time winner of the Journal of Financial Planning’s “Call for Papers” competition and has been named a top financial planner and advisor by multiple publications. Investment News named Dan one of the “twenty most influential men and women” in the history of financial planning. He currently serves on the Board of Directors for the CFP (Certified Financial Planner) Board.

WANT TO KNOW WHEN WE POST NEW MATERIAL?

As a Sanctuary From The Noise®, we only post information we believe timely and important to the long term financial success of our clients. Follow us to receive emails - no more than once a month - about new posts.

We keep your information private and make stopping our emails as easy as starting them.

Something went wrong. Please check your entries and try again.
Share This