SHOULD YOU DONATE SHARES OR CASH?

Should You Donate Shares or Cash?

Making News…

We  produce regular Q&A columns for MarketWatch, a personal finance website of the Wall Street Journal and Florida Today as well as columns to Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others.  In addition, we also act as a source to many prominent media.  Here is a sampling.

Beware of this mutual fund tax trap 

How working affects required minimum distributions

Should you pay off a mortgage with an IRA?

How to tap into your IRA without penalty

Funding your retirement with life insurance? Be wary

When do Roth conversions lower taxes?

Why not spend it down while we can still enjoy it?

Retirement can be hard on a guy

 

In the News…

Charlie Fitzgerald III, CFP® shared his thoughts with the Orlando Sentinel on recent troubles for some non-traded real estate investment trusts .

Lynne Strynchuk, CFP® CDFA™ offered her wisdom to the NY Times for an article on target date mutual funds.

Charlie, Mike Salmon CFP®, and Derrick Chandler CFP®  participated in the Orlando Sentinel’s “Ask an Expert Hotline” on the first weekend in October. The event was a joint production of the Sentinel and the Central Florida Chapter of the Financial Planning Association(FPA) as part of Financial Planning Week.

For the second consecutive year,  Lynne was one of 12 Certified Financial Planner professionals selected from around the US as Subject Matter Experts  to participate in an Exam Review for CFP Board’s Council on Examinations on September 5-6.  The experts were charged with assuring that upcoming qualification exams for the CFP designation accurately represent the practice of financial planning, test a candidate’s ability to apply financial planning education in an integrated format, and meet legal and professional requirements as a valid and reliable measure of job-related skills.

The firm was kept busy recently as the FPA held its national conference Oct 18-20 in Orlando. Partners Ron Tamayo, CFP®,  Charlie Fitzgerald,  and Dan Moisand,CFP®  hosted five different international delegations in the days prior to and just after the conference. Visitors from the Netherlands, Brazil, Japan, India, Malaysia, Columbia, Australia, New Zealand, and Canada were received at the firm’s Maitland office. In addition, Charlie hosted a meeting of all the FPA chapters in Florida while Dan  was a speaker for two sessions at the conference. The FPA also announced Dan will lead a commission to assess and improve the quality of continuing education in the US.

The delegation of financial planners from Brazil visit Moisand Fitzgerald Tamayo

The delegation of financial planners from Brazil visit Moisand Fitzgerald Tamayo

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Moisand Fitzgerald Tamayo, LLC is an Orlando, FL and Melbourne, FL based fee-only financial planner serving central Florida and clients across the country. Moisand Fitzgerald Tamayo, LLC specializes in providing objective financial planning, retirement planning, and investment management to help clients build, manage, grow, and protect their assets through all phases of one’s life and the many transitions in between.

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Important Additional Information & Disclosures


Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Moisand Fitzgerald Tamayo, LLC-“MFT”), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. 

Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from MFT. 

Please remember that if you are a MFT client, it remains your responsibility to advise MFT, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. MFT is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. Tax advice is given only to clients and only when agreed to by MFT. A copy of the MFT’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request.

Please Note: MFT does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to MFT’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please Note: Limitations:  While MFT does NOT pay for recognition, awards, or publicity, neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MFT is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of MFT by any of its clients.  ANY QUESTIONS: MFT’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.

Historical performance results for investment indices, benchmarks, and/or categories have been provided for general informational/comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.  It should not be assumed that your MFT account holdings correspond directly to any comparative indices or categories. Please Also Note: (1) performance results do not reflect the impact of taxes; (2) comparative benchmarks/indices may be more or less volatile than your MFT accounts; and, (3) a description of each comparative benchmark/index is available upon request.

 

About Dan Moisand

Dan Moisand is a fee-only financial advisor with Moisand Fitzgerald Tamayo, LLC. He is a regular contributor for multiple outlets, including Florida Today, MarketWatch, and The Wall Street Journal. His writing and financial advice have also been featured in Financial Planning, Investment Advisor, Wealth Manager/Advising Boomers, Forbes, Smart Money, and The New York Times, among other publications. He is the only two-time winner of the Journal of Financial Planning’s “Call for Papers” competition and has been named a top financial planner and advisor by multiple publications. Investment News named Dan one of the “twenty most influential men and women” in the history of financial planning. He currently serves on the Board of Directors for the CFP (Certified Financial Planner) Board.

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