Posts by Dan Moisand
How to be a more resilient investor
How to be a more resilient investor You’ve heard us say it many times. When it comes to being a successful long-term investor, it is more important to be resilient than nimble. Most people become better investors once they realize that two pervasive approaches to the markets simply do not work well. One is trying…
Read MoreWhat is the difference between qualified dividends and ordinary dividends?
Tax rates differ between qualified dividends and ordinary dividends A reader of one of our MarketWatch columns asked why there were two kinds of dividends on his tax return, “ordinary” and “qualified.” The short answer is taxes. Dividends are categorized as either ordinary or qualified to determine the tax rate applied to the dividend. When corporations…
Read MoreChanges to Social Security: What’s true, what’s false and what to expect
Changes to Social Security: What’s true, what’s false and what to expect Changes to Social Security are a favorite topic of the rumor mill and media these days. Our mission at this firm is to be a Sanctuary From The Noise® so we wanted to take a few minutes to address some of the rumors…
Read MoreWhy financial news intake can hurt your portfolio – if you let it!
Why financial news intake can hurt your portfolio – if you let it! In one of Dan Moisand’s recent MarketWatch columns, he was asked what he thought was the biggest mistake he’s seen people make with their money. Dan went with, “…people do not control all the things they can control and worry too much…
Read MoreHow can I avoid interest and penalties on my taxes?
How can I avoid interest and penalties on my taxes? Filing a tax return will reconcile what we paid toward our tax liability during the year and the actual amount of the tax due for the year. If we paid more than we needed to pay, we get a refund. If we paid less than…
Read MoreUnderstanding some aftereffects from the 2024 storms
Understanding some aftereffects from the 2024 storms. 2024 saw three named storms hit Florida and cause damage throughout the Southeast. Parts of the west coast of Florida and Western North Carolina were devastated. While the storms have passed, aftereffects linger. By now, most clients have started the process of making a claim with their insurance…
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