How to prevent identity theft

Are you doing all you can to prevent identity theft? A few simple steps can help. The term “identity theft” encompasses a variety of activities whereby a criminal uses another’s personal information to conduct fraudulent transactions. Although the number of incidents continues to rise, thieves are getting less. According to Experian, a major credit reporting…

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Should I drop my life insurance?

June 2014 Many retirees do not need life insurance but that doesn’t mean they should automatically drop their policies. During your working years, your family depends upon your income. In the event of an untimely death, life insurance would pay a tax-free income to the beneficiaries. This income replacement is probably the number one reason…

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Who gets my money when I die?

Making News… We  produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others. Here is a sampling from the last three months. Invest now or wait for a…

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Are investors fleeing stocks?

April 2014 At any given point, there are things that could move markets significantly.  Events in Ukraine come to mind currently.  What is happening there is a serious issue and you probably have an opinion about how it will affect the market.  However, to profit or avoid losses from events in the Ukraine, you have…

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Investment philosophy: The first step to success

March 2014 – Investment philosophy: The first step to success. Many struggle to have a successful investment experience. Committing to a sound investment philosophy is key to successful investing yet often, this critical first step is skipped. Having an investment philosophy and a plan that matches  is critical to making sound investment decisions. It provides the filters…

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When should you file for Social Security?

Making News… We  produce regular Q&A columns for MarketWatch, a personal finance website of the Wall Street Journal and Florida Today as well as columns to Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others. Here is a sampling from the last three months. 18 Social Security Surprises Can I…

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