Posts by Dan Moisand
What happens to my IRA money after I die?
What Happens to My IRA Money After I Die? Making News… We produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine, the Journal of Financial Planning, and Nerd Wallet among others. Here is a sampling from the last three months. Just say ‘no’ to an annuity in your Roth…
Read MoreHow to invest for your goals – not for headlines
We have long been advocates of diversification and deploying a portfolio beyond the stocks of large U.S. companies and U.S. Treasury bonds. It seemed like a good idea two decades ago when our firm was founded. Since then we have seen bubbles in tech stocks and real estate, two rough bear markets in which the…
Read More3 ways to avoid probate
December 2014 One of the most frequently asked estate planning questions we get from clients is, “How can we avoid probate?” Probate, though often not as burdensome as feared, can delay the transfer of assets for months, be expensive, and make many aspects of a deceased’s finances part of the public court records. What is…
Read MoreShould I convert to a Roth IRA?
Making News… We produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine, the Journal of Financial Planning, and Nerd Wallet among others. Here is a sampling from the last three months. Roth Conversions You Are Better Off Avoiding Don’t Forfeit 50% of an Inherited Roth IRA to the…
Read MoreUnderstanding capital gain distributions
Capital gain distributions can make a difference to the bottom line of mutual fund investors. The newspaper says fund A made X% while fund B made 1% less. Many people will assume that Investment A was superior. This is not always the case for several reasons but we will focus on one in particular today…
Read MoreWill a stock market correction ruin my financial plan?
September 2014 “With the stock market at an all-time high, a devastating correction is imminent.” This is a common warning these days that has some people nervous about their investments. We have our own warning – don’t be distracted by prognosticators. Stock market corrections are not more likely at market highs. The frequency of declines…
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