What is the difference between qualified dividends and ordinary dividends?

Hunt Chandler and Moisand at FFP gala

Tax rates differ between qualified dividends and ordinary dividends A reader of one of our MarketWatch columns asked why there were two kinds of dividends on his tax return, “ordinary” and “qualified.” The short answer is taxes. Dividends are categorized as either ordinary or qualified to determine the tax rate applied to the dividend. When corporations…

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Why financial news intake can hurt your portfolio – if you let it!

news graphic

Why financial news intake can hurt your portfolio – if you let it! In one of Dan Moisand’s recent MarketWatch columns, he was asked what he thought was the biggest mistake he’s seen people make with their money. Dan went with, “…people do not control all the things they can control and worry too much…

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What are the new rules about how real estate agents get paid?

Amy Moline, Realtor

What are the new rules about how real estate agents get paid? While both buyers and sellers typically use real estate agents, traditionally, only sellers have paid their agents directly. New commission-related rules went into effect in August which changed how agents can earn commission. To get a handle on these rules and what effect…

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Will higher taxes hurt stocks? 

tax increase graph

Will higher taxes hurt stocks?  The proposal to raise taxes in some capacity arises in every election. Candidates for the White House are typically the most vocal about what changes they would make to the tax code if elected. It is important to remember that regardless of who wins the presidency, the president does not…

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The election and your investments

election season graphics

The election and your investments The season many in our county dread is upon us. Even though most often no damage will occur, it’s hard to stop ourselves from wondering if this will be one of those times when our lives will be altered by outside forces. We’re not talking about hurricane season – although…

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Most Common Investing Mistakes

Staff of top fee-only financial planner firm Moisand Fitzgerald Tamayo

Most Common Investing Mistakes A recent conversation with the son of a client and a new college graduate prompted a question we decided to pose to all our advisors. We asked Charlie Fitzgerald, Ron Tamayo, Derrick Chandler, Mike Salmon, Tommy Lucas, Ryan Osborne, DJ Hunt, and Brad Brescia, all CFP® professionals, “What are the most…

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