Are investors fleeing stocks?

April 2014 At any given point, there are things that could move markets significantly.  Events in Ukraine come to mind currently.  What is happening there is a serious issue and you probably have an opinion about how it will affect the market.  However, to profit or avoid losses from events in the Ukraine, you have…

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Investment philosophy: The first step to success

March 2014 – Investment philosophy: The first step to success. Many struggle to have a successful investment experience. Committing to a sound investment philosophy is key to successful investing yet often, this critical first step is skipped. Having an investment philosophy and a plan that matches  is critical to making sound investment decisions. It provides the filters…

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When should you file for Social Security?

Making News… We  produce regular Q&A columns for MarketWatch, a personal finance website of the Wall Street Journal and Florida Today as well as columns to Financial Advisor magazine, the Journal of Financial Planning, and the Winter Park/Maitland Observer among others. Here is a sampling from the last three months. 18 Social Security Surprises Can I…

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How will rising interest rates affect your investments?

Interest Rates and Bond Prices Markets are highly complex and interest rates do not always affect investments the way pundits speculate they will. However, with bond prices, the effect of interest rate changes is in fact both direct and mathematically calculable.To get a bond’s current yield, divide the interest it pays by its current price.…

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Stock market highs: Six things to consider now

December 2013   The U.S. stock market has recently reached all-time highs. Through the Q&As we write for various publications, we hear from a fair amount of people who either do not have an advisor, or their current advisor is not very good. Many seem to think that because we are in uncharted territory, drastic…

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Are you ready for the next financial crisis?

September 2013   This month marks the 5th anniversary of the 2008 financial crisis and the panic selling that gripped the world in the wake of the bankruptcy of Lehman Brothers. The dangerous phrase, “This time is different,” was uttered continuously suggesting that the markets would dive further and stay down for years. Since the…

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