Managing investment taxes

Managing investment taxes Managing investment taxes is an essential part of any good financial plan. For most clients, by far the largest expense incurred during their investment lifetime is income taxes. The goal of one’s tax planning should not be the avoidance of paying taxes per se, as few can do that. The goal should…

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Why is my charitable donation taxed?

Why is my charitable contribution taxed? Well planned and executed charitable donations should result in tax savings. To get the maximum benefit, you must know the rules and how the accounting for donations works. This video Q&A is a great example. The inquirer knew the rule but not the reporting requirements. Making News… We frequently produce…

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What to expect from financial markets

One of the keys to successful investing is understanding what to expect from financial markets. 2018 marked the first calendar year the Dow Jones Industrial Average dropped since 2015. On Christmas Eve, the S&P 500 Index (S&P) was 20% lower (excluding dividends) than its high point. The S&P tracks so-called “blue chip” stocks, stocks of…

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Five financial articles you should always ignore

Five financial articles you should always ignore Quite simply, the best way to deal with the financial news media is to ignore them. This is easier said than done since the media is designed to provoke interest and build urgency. But interesting is not the same as important. …interesting is not the same as important.…

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Should I buy gold to protect against a dollar collapse?

Should I buy gold to protect against a dollar collapse? No, you should not buy gold for fear of a dollar collapse. As the video discusses, this pitch is rubbish. Heck, you probably shouldn’t buy gold aside from coin collections and jewelry for personal use. Many unbiased experts don’t even consider gold an investment. Once…

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Lessons from the 2008 financial crisis

Lessons from the 2008 financial crisis In September 2008, the brokerage firm Lehman Brothers collapsed due to risky trading in poorly designed securities. This kicked off one of the more dramatic financial crises in American history and what is now referred to as the Great Recession. The 10th anniversary of this event is a natural…

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