Why rebalancing can help when markets decline

Markets are quick to react to change and current events causing them to rise and fall frequently and sometimes substantially. This summer’s double digit decline in U.S. stocks is just the latest example. Such swift declines can add to a sense of chaos and make investors uneasy. As chaotic as markets can be, if we…

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Why investng in global markets is important

In times of calm, the rationality of a prudent, long term strategic plan is pretty obvious. However, we can easily be forced out of our comfort zone in the face of unpleasant news. The summer of 2015 is the latest in an extensive list of time periods which provided ample opportunity for short term concern…

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Is it better to leave a 401(k) account with a former employer or roll it over to an IRA?

Making News… We  produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine and Nerd Wallet among others. Here is a sampling from the last three months. How a mutual fund sale might affect your taxes Is a long-term-care/life-insurance combo better than a straight one? When RMDs start for workers…

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Can I just live off interest?

Making News… We  produce regular Q&A columns for Florida Today and MarketWatch, a personal finance website of the Wall Street Journal, as well as pieces for Financial Advisor magazine, the Journal of Financial Planning, and Nerd Wallet among others. Here is a sampling from the last three months. How nonworking spouses can contribute to IRAs Investors, remember, trading is not investing How inheriting an IRA affects…

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Will a stock market correction ruin my financial plan?

September 2014 “With the stock market at an all-time high, a devastating correction is imminent.” This is a common warning these days that has some people nervous about their investments. We have our own warning – don’t be distracted by prognosticators. Stock market corrections are not more likely at market highs. The frequency of declines…

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Are investors fleeing stocks?

April 2014 At any given point, there are things that could move markets significantly.  Events in Ukraine come to mind currently.  What is happening there is a serious issue and you probably have an opinion about how it will affect the market.  However, to profit or avoid losses from events in the Ukraine, you have…

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